SECURED LOANS – RATES AS LOW AS 3.99% UNSECURED LOANS – RATES AS LOW AS 8.99% ACTUAL RATE DETERMINED BY INDIVIDUAL CREDIT SCORES, COLLATERAL AND REPAYMENT TERMS
New and Used Vehicles
TERMS
24 Months – as low as 3.99% APR
36 Months – as low as 4.49% APR
48 Months – as low as 4.99% APR
60 Months – as low as 5.99% APR
72 Months – as low as 6.99% APR $25,000 or more
84 Months – as low as 7.99% APR $40,000 or more

RECREATIONAL VEHICLES

New and Used

MOTOR HOMES, TRAVEL TRAILERS, CAMPERS, BOATS, SNOWMOBILES, ATC, ATV, MOTORCYCLES TERMS

36 Months – as low as 5.99% APR

48 Months – as low as 6.24% APR

60 Months – as low as 6.49% APR

72 Months – as low as 6.74% APR $25,000 or more

84 Months – as low as 6.99% APR $40,000 or more

120 Months – as low as 7.24% APR $40,000 or more

---

MOBILE HOMES

---

25% DOWN PAYMENT REQUIRED Terms Exceeding 60 Months Rates as low as New Mobile Homes 10.00% Used Mobile Homes 11.50% Terms 60 Months (5 Years) – $5,000 – $15,000 120 Months (10 Years with 5  Year Balloon) $15,001.00 – $30,000.00 180 Months (15 Years with two 5 Year Balloons) $30,001.00 – Over

Home Equity Loans

Closed End Fixed Rate Home Equity
As low as 4.99% APR for 60 Months – (5 Year Repayment)
As low as 5.99% APR for 84 Months – (7 Year Repayment)
As low as 6.99% APR for 120 Months – (10 Year Repayment)

Variable Rate Home Equity Line of Credit
$50,000.00 or More – Prime Rate
Less than $50,000.00 – Prime Rate plus 1.00%
Rates are adjusted April 01 and October 01

Other Loans

SHARE PLEDGED (FULLY SECURED)
As low as 3.99% – 3YR MAX REPAYMENT

UNSECURED REVOLVING CREDIT W/$2,000. MINIMUM SIGNATURE LIMIT
12.00% – REPAYMENT BASED ON $3.50 PER $100.00
34 MONTH REPAYMENT $20.00 MINIMUM PAYMENT

LINE OF CREDIT (OVERDRAFT PROTECTION)
12.9% – REPAYMENT BASED ON $3.50 PER $100.00
34 MONTH REPAYMENT $20.00 MINIMUM PAYMENT

VISA CREDIT CARD WITH A 25 DAY GRACE PERIOD
12.9% – REPAYMENT BASED ON $3.50 PER $100.00
MINIMUM PAYMENT OF $20.00