LOANS
First in low rates, flexibility and convenience is why you should come to First United Federal Credit Union when you want to borrow. We’ll loan you money for any worthwhile purpose with a repayment plan tailored to your budget. You’ll find our interest rates among the lowest possible. Our loan officers will assist you with the best rate and terms to meet your needs. They can assist you with consumer information and pricing. We don’t want you to pay more for your purchase than you should. We offer assistance with debt consolidation and credit concerns. Whatever type of loan you choose, you’re assured of fast and friendly service, no application fees, and a great rate. First place for all your borrowing needs.

New and Used Vehicles, Recreational Vehicles, Boats and Mobile Homes and Home Improvement

Competitive Rates. At First United we pride ourselves in offering some of the best loan rates in town. And you don’t pay application fees which can run as high as $60 at other institutions. Before you step foot in the dealer showroom, call and get a rate quote from your credit union. We could save you some money.

No Down Payment Required. (AUTO ONLY) While it is in your best interest to finance as little as possible, sometimes you need a new car sooner than you had originally planned. At First United, that’s not a problem. We offer 100% financing.

Pre-approval. Our loan officers are trained to help you determine how large of a payment you can afford. We will pre-approve you before you visit the car dealer. You can bargain as if it’s a cash deal. You won’t get bogged down with dealer financing, which may end up causing yohttp://24-7mortgageonline.com/index.asp?curef=104 u to pay more for the car.

Convenient Payment Options. While we can’t make loan payments “fun”, we do our best to make it as convenient for you as possible. You can make your payments in person at our main office, or at any of the Service Center locations. Other payment options are payments by mail, or by calling our office and requesting we transfer the payment from one of your existing accounts. We also offer automatic payment transfers as well as payroll-deduction. Once you sign the authorization, we will deduct your payment automatically from your savings or checking account at the credit union

Fast & Friendly Service. At First United we want the entire loan experience to be as convenient as possible. You can apply over the phone, or here at the office. Many times you will have an answer before you leave, most other times within 24 hours. Our loan officers are always happy to answer any questions you may have. You won’t feel rushed at First United.

N.A.D.A. New/Used Guides. The credit union has the latest NADA price guides available to provide you with the most up to date prices. We can help you determine the fair price for your purchase, and any vehicle you may be trading.

New Car Pricing. Let us know the type of car and the options you are interested in and we can tell you what you should expect to pay. You will know the “fair price” before you ever sit down to talk to the salesman. You can deal from a position of strength.

Consumers Report Used Car Rating. Find out how Consumers Report rates the reliability of various used cars and trucks. Consumers Report tests cars and collects data from people who have owned the cars. You may be able to avoid future headaches by doing a little homework, before you buy.

Low Rates for Life & Disability Insurance. Many people desire the peace of mind of knowing that if something should happen to them, their family will not be burdened with making car payments. While this type of coverage is never required with a loan at the credit union, those people who desire it can save up to 50% over similar coverage offered by banks and dealer financing plans.

We’re Here For You. At the credit union we know most people have every intention of making their payments. Unfortunately, sometimes things happen which we don’t plan on. Illness, accidents, layoffs, and various other unexpected expenses can put your budget in a tailspin. At the credit union we understand this type of thing can happen to anyone. We’ll work with you until you get back on your feet.

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Home Equity Loan
With a Home Equity Loan from First United you can borrow for Home Improvement, Education, Debt Consolidation or be prepared for whatever the future holds. A Home Equity Line of Credit from First United offers a number of advantages that can help you get your “financial house” in order with a loan that’s right for you.

No Out of Pocket Costs. With a First United Home Equity Loan, you have no application fee, no closing costs, and no annual fee.

Lower Interest Rates. We offer a fixed rate of interest that is much lower than the customary charge on credit cards or other types of unsecured credit. You spend less money on interest and retire your debt quicker.

Flexible Repayment. A Home Equity Line of Credit has a repayment schedule that puts you in the driver’s seat. If times are tough, pay the minimum. When times improve, accelerate your payments to retire your debt in a shorter period of time.

Certainty of Available Funds. With a Home Equity Line of Credit you are ensured of the funds being available when you need them up to your established limit. As you make your payments, the amount you have available increases.

Ease of Access. Once you have established your Home Equity Line of Credit, accessing your loan is as easy as writing a check. Whether you wish to pay off a credit card or do some Home Improvement, all it takes is writing out a Home Equity check or stopping by our office to sign a voucher.

Possible Tax Advantages. Most of the time the interest you pay on a Home Equity Loan is tax deductible. Most loan interest is not. Money saved on taxes can be used for other purposes. As with all tax matters, it is a good idea to check with your tax advisor to be certain the interest is tax deductible.

First United has a number of Home Equity Products. Our knowledgeable loan officers can help you arrange a Home Equity loan to meet your needs.

MOBILE HOMES

VISA CREDIT CARD

First United Federal Credit Union’s VISA card saves you more and costs you less. What more could you want from a credit union credit card?

• Low Fixed Rate
• 25 Day Grace Period
• Low Fees With No Annual Fee
• Worldwide Acceptance

VISA...It’s Everywhere You Want To Be.

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Personal Loans (Signature) and Single Payment notes

Secured Loans Share Pledged (Loans Fully Secured)

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Single PMT Notes (Signature) and Single Payment notes

MMS Mortgage Click here for more information

Any Hour Loan Click here for more information