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RATES
SECURED LOANS - RATES AS LOW AS 5.50% UNSECURED LOANS - RATES AS LOW AS 9.95% ACTUAL RATE DETERMINED BY INDIVIDUAL CREDIT SCORES AND REPAYMENT TERMS
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| TERMS |
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| Vehicles New and Used |
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| 84 Months - 2006 & Newer Vehicles |
$40,000.00 or more |
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| 72 Months - 2006 & Newer Vehicles |
$25,000.00 or more |
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| 60 Months - |
Vehicles 2006 thru 2008 |
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| 48 Months - |
Vehicles 2004 and 2005 |
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| Not to Exceed 36 Months - |
Vehicles 2003 and Older |
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RECREATIONAL VEHICLES
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| (MOTOR HOMES, TR TRAILERS, CAMPERS, BOATS, SNOWMOBILES, ATC, ATV, MOTORCYCLES) |
| Terms Exceeding 60 Months |
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120 Months (10 Years )One Five Year Balloon
180 Months (15 Years) - Two Five Year Balloons |
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ACTUAL TERM DETERMINED BY AGE, VALUE AND TYPE OF SECURITY |
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MOBILE HOMES
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| 25% DOWN PAYMENT REQUIRED |
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Rates |
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New Mobile Homes as Low
Used Mobile Homes as Low
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as 10.00%
as 11.50%
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| Actual Interest Rate determined by Individual Credit Scores |
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Terms
60 Months (5 Years) -
120 Months (10 Years with 5 Year Balloon)
180 Months (15 Years with two 5 Year Balloons) |
$5,000-$15,000
$15,001.00 - $30,000.00
$30,001.00 - Over
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| HOME EQUITY LOANS |
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Closed End Fixed Rate Home Equity |
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Variable Rate Home Equity Line of Credit |
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5.00% for 60 Months- |
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| (5 Year Repayment) |
6.50 for 120 Months-
(10 Year Repayment)
Fixed Rate Home Equity Line of Credit
6.75% Fixed Rate for 180 Months -
(15 Year Repayment) - With 5 Year Draw Period |
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$50,000.00 or More - Prime Rate
Less than $50,000.00 - Prime Rate plus 1.00%
Rates are adjusted April 01 and October 01 |
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| SHARE PLEDGED (FULLY SECURED) |
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6.15% - 5YR MAX REPAYMENT |
| UNSECURED REVOLVING CREDIT W/$2,000. MINIMUM SIGNATURE LIMIT |
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12.00% - REPAYMENT BASED ON $3.50 PER $100.00
34 MONTH REPAYMENT $20.00 MINIMUM PAYMENT |
| LINE OF CREDIT (OVERDRAFT PROTECTION) |
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12.9% - REPAYMENT BASED ON $3.50 PER $100.00
34 MONTH REPAYMENT $20.00 MINIMUM PAYMENT |
| VISA CREDIT CARD WITH A 25 DAY GRACE PERIOD |
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12.9% - REPAYMENT BASED ON $3.50 PER $100.00
MINIMUM PAYMENT OF $20.00 |
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